Terms of Service

Acceptance of Terms

By accessing, browsing, or using the karnosteli.top website or any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our services.

These Terms constitute a legally binding agreement between you and karnosteli.top Ltd (company registration number 26248597), a company registered in England and Wales with its registered office at 102 Mill Lane, Leeds, West Yorkshire LS3O 2WG, United Kingdom.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

Description of Services

karnosteli.top provides financial analytics dashboard services specifically designed for construction projects. Our services include but are not limited to:

• Custom financial dashboard development and implementation
• Real-time project cost monitoring and budget tracking
• Financial reporting and analytics for construction projects
• Data integration services with existing construction management systems
• Training and support services for our analytics platform
• Consultation services for construction project financial optimisation

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice, though we will endeavour to provide reasonable advance notice of significant changes that may affect our clients.

User Obligations

As a user of our services, you agree to the following obligations and restrictions:

Lawful Use

You must use our services only for lawful purposes and in accordance with these Terms. You agree not to use our services:

• For any purpose that is illegal, harmful, or violates the rights of others
• To transmit any harmful, offensive, or inappropriate content
• To interfere with or disrupt our services or servers
• To attempt to gain unauthorised access to our systems or other users' accounts
• To reverse engineer, decompile, or attempt to extract source code from our software

Account Security

If you create an account with us, you are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorised use of your account
• Ensuring that your account information is accurate and up to date

Data Accuracy

You are responsible for ensuring that any data you provide to us is accurate, complete, and lawfully obtained. You warrant that you have the right to share any data you provide to us and that such sharing does not violate any applicable laws or third-party rights.

Intellectual Property

All content, software, and materials provided through karnosteli.top, including but not limited to text, graphics, logos, software code, dashboard designs, and analytics algorithms, are the intellectual property of karnosteli.top Ltd or our licensors and are protected by copyright, trademark, and other intellectual property laws.

Our Rights

We retain all rights, title, and interest in and to our services, including:

• Proprietary software and analytics algorithms
• Dashboard designs and user interface elements
• Methodologies and processes for financial analytics
• Training materials and documentation
• Trademarks, service marks, and trade names

Limited Licence

We grant you a limited, non-exclusive, non-transferable licence to use our services solely for your internal business purposes in accordance with these Terms. This licence does not permit you to:

• Copy, modify, or create derivative works of our software or content
• Sell, rent, lease, sublicense, or otherwise transfer our services to third parties
• Use our services to develop competing products or services
• Remove or alter any proprietary notices or labels

Client Data

You retain ownership of any data you provide to us. By using our services, you grant us a licence to use your data solely for the purpose of providing our services to you, including processing, analysing, and presenting your data through our analytics platform.

Payment Terms

If you purchase services from us, the following payment terms apply:

Fees and Pricing

• All fees are quoted in Euros (EUR) unless otherwise specified
• Fees are exclusive of applicable taxes, which you are responsible for paying
• We reserve the right to change our pricing with reasonable advance notice
• Setup fees, if applicable, are due upon signing of the service agreement

Payment Terms

• Payment is due within 30 days of invoice date unless otherwise agreed
• Late payments may incur interest charges at a rate of 1.5% per month
• We may suspend services for accounts with overdue payments
• You are responsible for all costs of collection for overdue accounts

Limitation of Liability

To the maximum extent permitted by law, karnosteli.top Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

Maximum Liability

Our total liability to you for all claims arising out of or related to these Terms or our services shall not exceed the amount paid by you to us in the twelve (12) months preceding the event giving rise to the claim.

Exclusions

We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government actions.

Indemnification

You agree to indemnify, defend, and hold harmless karnosteli.top Ltd, its officers, directors, employees, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of our services in violation of these Terms
• Your violation of any applicable laws or regulations
• Your infringement of any third-party rights
• Any data or content you provide to us
• Your negligent or wrongful conduct

Data Protection and Privacy

We are committed to protecting your privacy and personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) and UK data protection legislation.

Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our privacy practices as described in our Privacy Policy.

For any questions regarding data protection or to exercise your rights under applicable data protection laws, please contact us at [email protected].

Confidentiality

Both parties acknowledge that they may have access to confidential information belonging to the other party. Each party agrees to:

• Keep confidential information strictly confidential
• Use confidential information only for the purposes of providing or receiving our services
• Not disclose confidential information to third parties without prior written consent
• Return or destroy confidential information upon termination of the relationship

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising out of or related to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer resident in the European Union, you may also have the right to bring proceedings in the courts of your country of residence, and nothing in these Terms affects any statutory rights you may have that cannot be waived or limited by contract.

Dispute Resolution

Before initiating any formal legal proceedings, the parties agree to attempt to resolve any disputes through good faith negotiations. If a dispute cannot be resolved through direct negotiation within 30 days, the parties may consider mediation or other alternative dispute resolution methods.

Termination

Either party may terminate the service relationship at any time with appropriate notice as specified in the applicable service agreement. In the absence of a specific agreement, either party may terminate with 30 days' written notice.

Effect of Termination

Upon termination:

• Your access to our services will cease
• You remain liable for all fees incurred prior to termination
• We will return or destroy your data as specified in our service agreement
• All confidentiality obligations continue to apply
• Provisions that by their nature should survive termination will continue to apply

Immediate Termination

We may terminate your access to our services immediately without notice if you:

• Materially breach these Terms
• Fail to pay fees when due
• Engage in fraudulent or illegal activities
• Violate the rights of others
• Pose a security risk to our systems or other users

Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and karnosteli.top Ltd regarding your use of our services and supersede all prior agreements and understandings, whether written or oral.

Contact Information

If you have any questions about these Terms of Service, please contact us: